Need an appraisal in Wilton or Hillsborough County?

Here are the top reasons NH homeowners need Richard Rockwood:

  1. Find the right listing price (whether they're selling the home themselves or using an agent)
  2. To challenge a NH property tax assessment
  3. Remove PMI to cut a monthly mortgage payment
  4. Reinstate their Home Equity Line of Credit (HELOC)
  5. To review another appraiser's report for verification
  6. In the case of a NH divorce, when real estate property needs to be divided
  7. Settle an estate in NH by determining the true market value of property in question

Own a house in or near Wilton, NH and need help deciding the price of it?
Contact Richard Rockwood.

At Richard Rockwood, we understand the individual needs of a consumer in need of appraisal services. The appraisal process and reporting formats are relatively routine to our business clients like banks, attorneys, and CPAs. But as a general consumer,we will provide you with extra guidance and explanations through the appraisal process to better understand what we do and how we report our findings.

For Sale By Owner (FSBO)/Pre-Listing Services

It's very hard to be objective about your home because of your emotional attachment to it. The professional appraisers at Richard Rockwood will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic price to sell at so your property will attract interested buyers, a professional appraisal is very valuable as a negotiating tool once you have a likely buyer. It gives you something tangible to show your buyer. It's an independent third party's opinion of your home's value, and not just you saying how much your home is worth. Interested buyers assume that you have an emotional attachment to your home and will be more likely to give credibility to an experienced appraiser's value judgement than yours.

Need to cancel PMI?

An attractive way to cut costs for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is below 80% of the value of your property. In most cases you can apply to the lender to have the PMI eliminated from your loan. Richard Rockwood is experts in helping homeowners just like you do away with unwanted PMI insurance.

Challenging property tax assessments

Lets say your home is not appreciating as much as other houses close to yours -- your local tax assessor may have your home overvalued. That means you're going to pay more taxes than you should. Since your property assessment may likely go up again in the next period, the sooner you take care of a matter like this, the better. Getting a professional appraisal from Richard Rockwood is your best weapon when contesting your property tax assessment.

Was your HELOC recently frozen?

If your property is in a declining area, your lender just may choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be disadvantageous from a cash flow point of view, but it can be damaging to your credit score since it may appear as though that credit line is maxed out. Richard Rockwood can help you reinstate your home equity line of credit with efficient appraisal.

We Also Provide Field and Desktop Appraisal Review Services

Have you just accepted a copy of your appraisal and you'd prefer to have a professional double-check it for accuracy or do you want a second opinion without the added expense and delay of waiting for a whole new appraisal? We can go out and check the subject and comps in question in a field review. Or, if you need it immediately, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal report? We can help you with that While usually requested by banks, you may wish to utilize this service if you suspect mortgage fraud related to your house.